What Happens If the Driver Who Hit You Has No Insurance? Understanding UM/UIM Coverage in Georgia
If the driver who hit you has no insurance, it doesn't mean you have no options. Uninsured and Underinsured Motorist coverage — UM/UIM — exists specifically for this situation. Here's what it covers, how it works, and why every Georgia driver should have it before they need it.
May 7, 2026
