The Post Accident Property Management Checklist
Protect your rights and maximize your claim after a car accident
Download Printable PDF1. At the Scene
- ☐Do not move the cars (unless unsafe).
- ☐Take "Four Corners" photos of all sides of both vehicles.
- ☐Photograph the debris field and skid marks (point of impact).
- ☐Unplug your dashcam immediately to preserve footage.
- ☐Photograph the other driver's Insurance Card and Driver's License.
2. Assess the Damage
- ☐Damage Check: Look for "Hidden" damage (misaligned doors, frame "wrinkles").
- ☐Car Seat Rule: Any child car seat in the vehicle must be replaced. Save the receipt.
- ☐Personal Property: List all damaged items inside the car (laptops, phones, etc.).
- ☐Towing: Keep the tow company's business card and the address of the storage location.
3. Dealing with the Insurance Adjuster
- ☐Repair Shop: You have the legal right to choose YOUR repair facility.
- ☐Parts: Demand Original Equipment Manufacturer (OEM) Parts.
- ☐New Damage: Ensure the shop files a "Supplement" claim if more damage is found after disassembly.
- ☐Diminished Value: If your car is less than 5 years old and has no prior accidents, ask for a "Diminished Value" payment.
4. Essential Document Folder
- ☐Police Report: Obtain the report number (usually 3-5 days after the crash).
- ☐Maintenance: Keep recent receipts for new tires, brakes, etc. (increases "Actual Cash Value").
- ☐Rental Log: Track the number of days you were without a vehicle.
- ☐Total Loss: If totaled, request the "Market Valuation Report" from the adjuster.
⚠️ Do not sign a Property Damage Release until you know the full extent of your claim. Settling the car claim quickly often waives your injury rights.
Questions about your property damage claim?